Instant approvals, 24×7

Money when you need it. Up to ₹1,25,000.

A short-term personal loan built for salaried professionals. 2% a month, up to 45 days to repay, and the money lands in your bank in minutes.

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Loved by 50 lakh+ borrowers
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Pre-approved offerValid 24h
₹1,25,000
Interest2% / month
Tenure45 days
Credit checkPassed
Bank verifiedHDFC ••4821
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medical bills
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Straightforward by design

Simple numbers. No fine print.

You see the amount, the interest and the due date before you say yes. Repay early and you only pay for the days you used.

₹1,25,000Borrow up to
2%Interest per month
45 daysTo repay, at your pace
50 lakh+Customers served
Use it for anything

Whatever comes up before payday

Hospital bills, a last-minute flight, a new deposit. We don't ask why you need it.

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Same day
Medical billsHospital visits, tests and medicines, without the wait.
Book now
TravelGrab the fare today, settle up after payday.
Moving?
Rent and depositsCover the deposit and first month in one go.
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GadgetsReplace a broken phone or laptop the same day.
Repayment calculator

Know exactly what you'll pay back

I need₹50,000
₹5,000₹1,25,000
For30 days
7 days45 days
Total to repay₹51,000Due by 28 Nov 2026
Loan ₹50,000Interest ₹1,000
Repay on day 15 instead and you'd pay just ₹500 in interest.
Apply for ₹50,000Illustrative. Processing fee and GST, if any, are shown before you accept.
How it works

Four steps. All on your phone.

Enter the code we sentSent to +91 98••• ••210
4821
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Eligibility and documents

Check if you qualify in ten seconds

Who can applyTap each one that applies to you
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What you'll needNo scans, no photocopies, no branch visit
PAN cardFor identity and credit check
Digital
Aadhaare-KYC with an OTP
OTP
Bank statementFetched securely from your bank
Auto
SelfieTaken in the app in seconds
In-app
Everything is verified online with bank-grade encryption.
Real stories

There when it mattered

4.5
Average app rating
“My father needed a procedure on a Saturday. I applied from the hospital and had the money before the bill came.”
Sneha KulkarniProduct analyst, Pune
₹80,000
“I knew exactly what I had to repay before I accepted. No surprises on the due date.”
Vikram RaoSoftware engineer, Bengaluru
₹50,000
“Moved to Delhi for a new job and the deposit was more than I had. Sorted in one evening.”
Ananya SinghMarketing manager, Delhi
₹1,00,000
“Repaid two weeks early and the interest came down on its own. That is how it should work.”
Rohan MehtaConsultant, Mumbai
₹35,000
“Moved to Delhi for a new job and the deposit was more than I had. Sorted in one evening.”
Ananya SinghMarketing manager, Delhi
₹1,00,000
“Repaid two weeks early and the interest came down on its own. That is how it should work.”
Rohan MehtaConsultant, Mumbai
₹35,000
“Laptop died a day before a client pitch. Had a new one by evening.”
Ishaan VermaDesigner, Hyderabad
₹60,000
“The app reminded me before the due date and I paid with UPI in seconds.”
Meera IyerHR lead, Chennai
₹25,000
The Dhani app

Your loan, always in your pocket

Track what you owe, get a nudge before the due date and repay in one tap with UPI.

Download on theApp StoreGet it onGoogle Play
Scan to
download
Amount due₹51,000
12 of 30 days leftDue 5 Nov
Repay with UPI
Loan credited6 Oct
+₹50,000
Reminder set2 Nov
Repaid28 Aug
₹30,450
FAQ

Questions, answered

Everything you need to know before you apply. Can't find it? A real person is a tap away.

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  • You can borrow from ₹5,000 up to ₹1,25,000. Your approved amount depends on your income and credit profile.

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It's free to check and there's no obligation to accept.

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